EV Insurance in Minnesota: What You Need to Know
Looking for Tesla Insurance or EV insurance in Minnesota? The average annual EV insurance premium in Minnesota is $1,900 ($158/month), which is -6% compared to the national average. This guide covers everything Minnesota EV owners need to know about insurance costs, top providers, and how to save.
Minnesota EV Insurance at a Glance
Tesla Insurance Cost by Model in Minnesota
Here is what Tesla insurance costs in Minnesota for each model:
Considering a Tesla Cybercab? Read our Tesla Cybercab Insurance Guide for projected costs.
Top EV Insurance Providers in Minnesota
Key Cost Factors in Minnesota
Tesla Insurance in Minnesota
Great news - Tesla Insurance is available in Minnesota! Tesla owners in Minnesota can get quotes directly through the Tesla app. With a Safety Score of 90+, you could save 26% compared to traditional insurers.
Minnesota residents can access Tesla Insurance with real-time Safety Score pricing. Average monthly savings: $41/month vs traditional insurers.
Read our full guide: Tesla Insurance vs GEICO vs Progressive
5 Ways to Save on EV Insurance in Minnesota
- Compare 5+ quotes - Rates vary dramatically between State Farm and GEICO in Minnesota
- Increase your deductible - Raising from $500 to $1,000 saves 8-12% monthly
- Bundle home + auto - Multi-policy discounts save 15-25%
- Ask about EV discounts - Many Minnesota insurers offer green vehicle discounts
- Maintain a clean record - 3 years accident-free saves 20%+ on premiums
For more strategies, see our guide on Cybertruck Insurance Cost Per Month.
Frequently Asked Questions
How much is Tesla insurance in Minnesota? The average Tesla insurance cost in Minnesota is $158/month ($1,900/year). Model 3 is cheapest at $131/month, while Cybertruck costs $239/month.
Is Tesla Insurance available in Minnesota? Yes, Tesla Insurance is available in Minnesota. Get a quote through the Tesla app.
What is the minimum car insurance coverage in Minnesota? Minnesota requires minimum liability coverage of 30/60/10 (bodily injury per person/per accident/property damage in thousands).
What is the cheapest EV insurance in Minnesota? Based on our analysis, State Farm typically offers the cheapest EV insurance rates in Minnesota. See Cheapest Tesla Insurance for nationwide rankings.
Is EV insurance more expensive in Minnesota? Minnesota EV insurance is -6% below the national average. This makes it relatively affordable for EV insurance.
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For complete Tesla Insurance data across all models and states, read our Tesla Insurance Ultimate Guide 2026. Explore rates in other states on our EV Insurance Map.