EV Insurance in Quebec: Complete Guide
Looking for EV insurance or Tesla Insurance information in Quebec, Canada? The average annual EV insurance premium in Quebec is C$1,600 (C$133/month). This guide covers costs, top providers, and how to get the best rates.
Complete Tesla Insurance Guide: This article is part of our Tesla Insurance Ultimate Guide 2026 - the most comprehensive Tesla insurance resource online.
Quebec EV Insurance Overview
C$1,600
Annual Average
C$133
Monthly Average
$50,000 third-party liability (bodily injury covered by SAAQ)
Minimum Coverage
Tesla Insurance Cost by Model in Quebec
| Tesla Model | Monthly Cost | Annual Cost |
|---|---|---|
| Model 3 | C$112 | C$1,344 |
| Model Y | C$123 | C$1,476 |
| Model S | C$172 | C$2,064 |
Considering a Tesla Cybercab? See our Tesla Cybercab Insurance Guide.
Top EV Insurers in Quebec
Desjardins
C$140
/month avg
Intact
C$129
/month avg
Belairdirect
C$123
/month avg
La Capitale
C$138
/month avg
Tesla Insurance Availability
Tesla Insurance (the direct-from-Tesla product) is currently only available in select US states. Quebec residents should compare quotes from local insurers listed above. For global Tesla Insurance insights, read Tesla Safety Score Guide.
5 Ways to Save on EV Insurance in Quebec
- Compare multiple quotes - Rates vary significantly between insurers in Quebec
- Increase your excess/deductible - Higher excess means lower premiums
- Ask about EV-specific discounts - Many insurers reward green vehicles
- Install security features - Dashcams and tracking devices can reduce rates
- Maintain a clean driving record - No-claims bonuses compound over time
For more tips, read Cybertruck Insurance Cost Per Month.
Frequently Asked Questions
How much is EV insurance in Quebec? The average EV insurance cost in Quebec is C$133/month (C$1,600/year).
What is the cheapest Tesla insurance in Quebec? Based on our data, Desjardins typically offers competitive rates for Tesla vehicles in Quebec.
Is Tesla Insurance available in Quebec? Tesla Insurance is currently US-only, available in 14 states. Quebec Tesla owners should use local insurers.
What coverage do I need in Quebec? The minimum coverage in Quebec is $50,000 third-party liability (bodily injury covered by SAAQ). We recommend comprehensive coverage for EVs due to higher repair costs.
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For complete Tesla Insurance data, read our Tesla Insurance Ultimate Guide 2026. Explore more regions on our EV Insurance Map.