State Guides6 min read

EV Insurance in Vermont: Tesla Insurance Costs & Best Rates 2026

Complete guide to EV insurance in Vermont. Average Tesla insurance cost is $120/month. Compare rates from GEICO, State Farm, Progressive, find discounts, and learn about Tesla Insurance availability.

Published on March 17, 2026

EV Insurance in Vermont: What You Need to Know

Looking for Tesla Insurance or EV insurance in Vermont? The average annual EV insurance premium in Vermont is $1,440 ($120/month), which is -29% compared to the national average. This guide covers everything Vermont EV owners need to know about insurance costs, top providers, and how to save.

Complete Tesla Insurance Guide: This article is part of our Tesla Insurance Ultimate Guide 2026 - covering rates for every model and state.

Vermont EV Insurance at a Glance

$1,440
Annual Average
$120
Monthly Average
25/50/10
Minimum Coverage
No
Tesla Insurance

Tesla Insurance Cost by Model in Vermont

Here is what Tesla insurance costs in Vermont for each model:

Tesla Insurance Cost in Vermont (Monthly)

Tesla ModelMonthly CostAnnual Costvs National Avg
Model 3$98$1,176-29%
Model Y$113$1,356-29%
Model S$163$1,956-29%
Cybertruck$195$2,340-29%

Considering a Tesla Cybercab? Read our Tesla Cybercab Insurance Guide for projected costs.

Top EV Insurance Providers in Vermont

GEICO
$114
/month avg
State Farm
$124
/month avg
Progressive
$125
/month avg
Vermont Mutual
$134
/month avg

Key Cost Factors in Vermont

1
Very low population density
2
Rural driving predominates
3
Strong environmental EV incentives

Tesla Insurance in Vermont

Tesla Insurance is not yet available in Vermont. Tesla is currently available in 14 states and expected to expand further in 2026-2027. For Vermont Tesla owners, the best alternatives are GEICO, State Farm, Progressive.

Tesla Insurance Not Yet Available
Vermont residents should compare quotes from GEICO and State Farm for the best Tesla rates. Check Tesla Insurance States for expansion updates.

Read our full guide: Tesla Insurance vs GEICO vs Progressive

5 Ways to Save on EV Insurance in Vermont

  1. Compare 5+ quotes - Rates vary dramatically between GEICO and State Farm in Vermont
  2. Increase your deductible - Raising from $500 to $1,000 saves 8-12% monthly
  3. Bundle home + auto - Multi-policy discounts save 15-25%
  4. Ask about EV discounts - Many Vermont insurers offer green vehicle discounts
  5. Maintain a clean record - 3 years accident-free saves 20%+ on premiums

For more strategies, see our guide on Tesla Insurance States.

Frequently Asked Questions

How much is Tesla insurance in Vermont? The average Tesla insurance cost in Vermont is $120/month ($1,440/year). Model 3 is cheapest at $98/month, while Cybertruck costs $195/month.

When will Tesla Insurance come to Vermont? Tesla Insurance is not yet available in Vermont. Check Tesla Insurance States for expansion updates.

What is the minimum car insurance coverage in Vermont? Vermont requires minimum liability coverage of 25/50/10 (bodily injury per person/per accident/property damage in thousands).

What is the cheapest EV insurance in Vermont? Based on our analysis, GEICO typically offers the cheapest EV insurance rates in Vermont. See Cheapest Tesla Insurance for nationwide rankings.

Is EV insurance more expensive in Vermont? Vermont EV insurance is -29% below the national average. This makes it relatively affordable for EV insurance.

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For complete Tesla Insurance data across all models and states, read our Tesla Insurance Ultimate Guide 2026. Explore rates in other states on our EV Insurance Map.

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