EV Insurance Basics7 min read

EV Roadside Assistance Insurance: Don't Get Stranded

Discover the best EV roadside assistance insurance options and avoid expensive towing costs, learn how to choose the right plan for your Tesla, Rivian, or other electric vehicle

Published on March 15, 2026
EV Roadside Assistance Insurance: Don't Get Stranded

Are you prepared to shell out $1,000 or more for a single tow if your electric vehicle runs out of charge on the side of the road? That's a harsh reality many EV owners face, and it's a cost that can be avoided with the right roadside assistance insurance. Sound familiar?

1. 5 Key Things to Know About EV Roadside Assistance

EV roadside assistance is different from traditional roadside assistance - and it's not just about the cost. For starters, electric vehicles must be flatbed-towed to avoid damaging the vehicle, which can drive up the cost of a tow. Know what the kicker is? Not all roadside assistance plans know how to handle EVs, so it's crucial to choose a plan that's specifically designed for electric vehicles. That's why it's essential to look for plans that include EV-trained drivers, like those offered by AAA.

Wild, right? The cost of a tow can vary widely depending on the location and the type of vehicle. For example, a tow for a Tesla Model 3 can cost anywhere from $200 to $500, while a tow for a Rivian R1T can cost upwards of $1,000. And let's not forget about the cost of mobile charging services, which can range from $50 to $100 per charge.

But here's the thing: many manufacturer roadside assistance plans, like those offered by Tesla and Rivian, include EV roadside assistance for free. That's right - if you own a Tesla or a Rivian, you may already have access to EV roadside assistance insurance without even realizing it.

Well, actually, it's not just about the cost - it's also about the convenience. With the right roadside assistance plan, you can get back on the road quickly and easily, without having to worry about the hassle and expense of a tow.

2. WARNING: Not All Roadside Plans Are Created Equal

Don't assume that your current roadside assistance plan will cover your electric vehicle - because it might not. Many plans don't include EV-specific coverage, which means you could be left stranded if you run out of charge on the side of the road. And that's not all - some plans may not even offer EV roadside assistance at all.

That one stung. I've seen it happen to plenty of EV owners who thought they were covered, only to find out that their plan didn't include EV-specific coverage. It's a harsh reality, but it's one that can be avoided by doing your research and choosing a plan that's specifically designed for electric vehicles.

So, what should you look for in an EV roadside assistance plan? For starters, look for plans that include EV-trained drivers, like those offered by AAA. You should also look for plans that include mobile charging services, like SparkCharge or Jumpstart, which can charge your vehicle on the spot and get you back on the road quickly.

And don't even get me started on the cost - because it can add up quickly. A typical roadside assistance plan can cost anywhere from $50 to $100 per year, while an EV-specific plan can cost upwards of $200 per year. But trust me, it's worth it - because the cost of a single tow can be upwards of $1,000.

EV Roadside Assistance Options Compared
EV Roadside Assistance Options Compared | Source: evinsuranceguide.com

3. The Story of How I Got Stranded in the Middle of Nowhere

I'll never forget the time I got stranded in the middle of nowhere with a dead battery. I was driving my Tesla Model 3 on a road trip, and I didn't realize that the charging station I stopped at was out of order.

So, there I was - stranded in the middle of nowhere with no way to charge my vehicle. I had to call a tow truck, which cost me $500, and then I had to wait for hours for a mobile charging service to arrive. It was a nightmare, but it taught me a valuable lesson - always research your roadside assistance options before you need them.

Now, I'm not saying that all EV owners will have the same experience - but it's a risk that's worth considering. That's why I always recommend choosing a roadside assistance plan that includes EV-specific coverage, like the plan offered by AAA.

And don't even get me started on the importance of mobile charging services. SparkCharge and Jumpstart are two companies that offer mobile charging services, which can charge your vehicle on the spot and get you back on the road quickly. It's a game-changer for EV owners, and it's something that every EV owner should consider.

4. Can You Afford Not to Have EV Roadside Assistance Insurance?

The cost of EV roadside assistance insurance may seem like a luxury, but it's a necessity for many EV owners. The cost of a single tow can be upwards of $1,000, and the cost of mobile charging services can range from $50 to $100 per charge.

So, can you afford not to have EV roadside assistance insurance? The answer is no - because the cost of not having it can be much higher than the cost of the insurance itself.

According to a recent study, the average cost of EV roadside assistance insurance is around $2 to $5 per month, which is a small price to pay for the peace of mind that comes with knowing you're covered. And let's not forget about the convenience - with the right roadside assistance plan, you can get back on the road quickly and easily, without having to worry about the hassle and expense of a tow.

As a seasoned EV owner, I can tell you that it's better to be safe than sorry. Don't wait until it's too late - get EV roadside assistance insurance today and enjoy the peace of mind that comes with knowing you're covered.

5. FAQs

What is EV roadside assistance insurance?

EV roadside assistance insurance is a type of insurance that provides coverage for electric vehicles in the event of a breakdown or accident. It typically includes services such as towing, mobile charging, and roadside assistance.

How much does EV roadside assistance insurance cost?

The cost of EV roadside assistance insurance can vary depending on the provider and the level of coverage. On average, it can cost around $2 to $5 per month.

What are the benefits of EV roadside assistance insurance?

The benefits of EV roadside assistance insurance include peace of mind, convenience, and cost savings. With the right plan, you can get back on the road quickly and easily, without having to worry about the hassle and expense of a tow.

Can I get EV roadside assistance insurance through my manufacturer?

Yes, many manufacturers, such as Tesla and Rivian, offer EV roadside assistance insurance as part of their warranty or maintenance packages.

How do I choose the right EV roadside assistance insurance plan?

To choose the right EV roadside assistance insurance plan, you should consider factors such as the level of coverage, the cost, and the provider's reputation. You should also read reviews and ask for referrals from other EV owners.

And that's a wrap. Go get yourself a better quote. You deserve it. — Alex

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