🇨🇦 EV Insurance in Ontario
C$2,200/year↑ 23% above Canada avgRanked #3 of 13 provinces
Ontario
EV Insurance Overview
Avg. Annual Premium
C$2,200
23% above avg(Avg: C$1,788)
Minimum Coverage
$200,000 third-party liability
Top Insurers
IntactAvivaDesjardinsTD InsuranceBelairdirect
Key Cost Factors
- Mandatory accident benefits increase base premiums
- GTA congestion leads to high collision frequency
- Largest auto insurance market in Canada
- Growing EV incentive programs
Under C$1,500
C$1,500 - C$1,800
C$1,800 - C$2,200
C$2,200 - C$2,800
Over C$2,800
Most & Least Expensive Provinces
Most Expensive Provinces
Least Expensive Provinces
Minimum Coverage
$200,000 third-party liability
Top Insurers
IntactAvivaDesjardinsTD InsuranceBelairdirect
Key Factors
- •Mandatory accident benefits increase base premiums
- •GTA congestion leads to high collision frequency
- •Largest auto insurance market in Canada
- •Growing EV incentive programs
Similar-Cost Provinces
Complete Guide
Read the Full Ontario EV Insurance Guide
Detailed rates, provider comparisons, coverage tips, and money-saving strategies.
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