🇺🇸 EV Insurance in Michigan
$4,500/year↑ 100% above United States avgRanked #1 of 51 states
Michigan
EV Insurance Overview
Avg. Annual Premium
$4,500
100% above avg(Avg: $2,251)
Minimum Coverage
50/100/10
Top Insurers
ProgressiveState FarmGEICOAuto-Owners
Key Cost Factors
- Unlimited PIP coverage historically
- No-fault state with high medical costs
- Detroit urban rates extremely high
- Recent reform reducing costs slowly
Under $1,800
$1,800 - $2,100
$2,100 - $2,400
$2,400 - $2,700
Over $2,700
Most & Least Expensive States
Most Expensive States
Least Expensive States
Minimum Coverage
50/100/10
Top Insurers
ProgressiveState FarmGEICOAuto-Owners
Key Factors
- •Unlimited PIP coverage historically
- •No-fault state with high medical costs
- •Detroit urban rates extremely high
- •Recent reform reducing costs slowly
Similar-Cost States
Complete Guide
Read the Full Michigan EV Insurance Guide
Detailed rates, provider comparisons, coverage tips, and money-saving strategies.
All United States States
Alabama$2,220Alaska$1,780Arizona$2,340Arkansas$2,260California$2,520Colorado$2,580Connecticut$2,440Delaware$2,600District of Columbia$2,680Florida$3,180Georgia$2,520Hawaii$1,560Idaho$1,640Illinois$2,340Indiana$2,100Iowa$1,680Kansas$2,100Kentucky$2,580Louisiana$3,540Maine$1,420Maryland$2,520Massachusetts$2,260Michigan$4,500Minnesota$1,900Mississippi$2,440Missouri$2,260Montana$1,900Nebraska$1,960Nevada$2,680New Hampshire$1,520New Jersey$2,820New Mexico$2,200New York$3,100North Carolina$1,900North Dakota$1,560Ohio$2,020Oklahoma$2,340Oregon$2,060Pennsylvania$2,200Rhode Island$2,520South Carolina$2,440South Dakota$1,600Tennessee$2,260Texas$2,620Utah$1,960Vermont$1,440Virginia$2,060Washington$2,160West Virginia$2,160Wisconsin$1,780Wyoming$1,600
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